Manuel leads the embedded finance and BaaS topic, helping banks and non-financial brands unlock the economic potential of next-generation business models. His expertise is rooted in his role as the initiator and co-author of “Embedded Finance and BaaS in Switzerland: Outlook 2024,” the country’s first academic study on the topic. He specialises in designing and implementing forward-looking business models that deliver cutting-edge embedded finance experiences.

Raphael is Co-CEO of Synpulse8, driving private and retail banking consulting while leading digital transformation and fintech system implementations, and maintaining strong ties to the fintech ecosystem. He established Synpulse’s footprint in Asia, expanded nearshore capabilities, and focuses on open finance business models and initiatives such as openwealth.ch.

Simon leads Synpulse8’s Swiss organisation and its banking and wealth management product portfolio. He drives technology advisory services with a strong focus on connectivity and integration. With deep expertise in open finance and fintech innovation, he leads the global open finance practice and co-founded and heads the OpenWealth Association.

Manuel leads the embedded finance and BaaS topic, helping banks and non-financial brands unlock the economic potential of next-generation business models. His expertise is rooted in his role as the initiator and co-author of “Embedded Finance and BaaS in Switzerland: Outlook 2024,” the country’s first academic study on the topic. He specialises in designing and implementing forward-looking business models that deliver cutting-edge embedded finance experiences.

Raphael is Co-CEO of Synpulse8, driving private and retail banking consulting while leading digital transformation and fintech system implementations, and maintaining strong ties to the fintech ecosystem. He established Synpulse’s footprint in Asia, expanded nearshore capabilities, and focuses on open finance business models and initiatives such as openwealth.ch.

Simon leads Synpulse8’s Swiss organisation and its banking and wealth management product portfolio. He drives technology advisory services with a strong focus on connectivity and integration. With deep expertise in open finance and fintech innovation, he leads the global open finance practice and co-founded and heads the OpenWealth Association.